:root{
  --ink:#17304a;
  --muted:#60758a;
  --brand:#0a76b8;
  --brand-dark:#075a8d;
  --brand-soft:#e7f6ff;
  --green:#3f9f62;
  --green-soft:#edf9f0;
  --gold:#f4b746;
  --line:#dbe7ee;
  --paper:#ffffff;
  --bg:#f4f8fb;
  --danger:#b23636;
  --shadow:0 20px 65px rgba(21,59,88,.12);
  --shadow-sm:0 10px 30px rgba(21,59,88,.09);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
button,input{font:inherit}
button{cursor:pointer}
.container{width:min(1120px,calc(100% - 40px));margin-inline:auto}
.reading-progress{position:fixed;inset:0 auto auto 0;height:4px;width:0;background:linear-gradient(90deg,var(--brand),#64c9f6);z-index:9999}
.top-note{background:#102b43;color:#dcecf7;font-size:13px;letter-spacing:.02em}
.top-note .container{min-height:38px;display:flex;align-items:center;justify-content:center;text-align:center}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.9);backdrop-filter:blur(14px);border-bottom:1px solid rgba(219,231,238,.85)}
.header-row{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo img{height:48px;width:auto}
.header-meta{display:flex;align-items:center;gap:14px;color:var(--muted);font-weight:700;font-size:14px}
.country-pill{display:inline-flex;align-items:center;gap:8px;background:var(--brand-soft);color:var(--brand-dark);border-radius:999px;padding:8px 12px}
.country-pill::before{content:"DE";display:grid;place-items:center;width:24px;height:24px;background:linear-gradient(#111 0 33%,#d50000 33% 66%,#ffce00 66%);border-radius:50%;font-size:0;box-shadow:0 0 0 2px #fff}
.article-shell{padding:52px 0 20px}
.article-card{background:var(--paper);border:1px solid var(--line);border-radius:34px;box-shadow:var(--shadow);overflow:hidden}
.article-inner{padding:58px clamp(24px,5vw,78px)}
.kicker{display:inline-flex;align-items:center;gap:9px;color:var(--brand-dark);background:var(--brand-soft);border-radius:999px;padding:8px 13px;font-size:13px;font-weight:800;letter-spacing:.04em;text-transform:uppercase}
.kicker::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 5px rgba(63,159,98,.13)}
h1{font-size:clamp(38px,6vw,72px);line-height:1.06;letter-spacing:-.045em;margin:22px 0 22px;max-width:970px}
.lead{font-size:clamp(18px,2vw,23px);line-height:1.55;color:#415a70;max-width:900px;margin:0}
.byline{display:flex;align-items:center;gap:12px;margin:28px 0 34px;color:var(--muted);font-size:14px}
.avatar{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(145deg,var(--brand),#64c9f6);color:#fff;font-weight:900;box-shadow:0 7px 20px rgba(10,118,184,.25)}
.hero-visual{margin:0 -18px 34px;border-radius:28px;overflow:hidden;position:relative;background:#dff4ff;box-shadow:var(--shadow-sm)}
.hero-visual img{width:100%;aspect-ratio:14/8.6;object-fit:cover}
.hero-caption{position:absolute;left:18px;right:18px;bottom:18px;background:rgba(255,255,255,.91);backdrop-filter:blur(10px);padding:13px 16px;border-radius:16px;font-size:14px;color:#405970;border:1px solid rgba(255,255,255,.75)}
.article-copy{font-size:18px;color:#29455d}
.article-copy p{margin:0 0 24px}
.article-copy h2{font-size:clamp(28px,4vw,44px);line-height:1.18;letter-spacing:-.03em;color:var(--ink);margin:54px 0 18px}
.notice{border-left:5px solid var(--brand);background:#f1f9fd;border-radius:0 18px 18px 0;padding:20px 22px;margin:32px 0;color:#35536b}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:38px 0}
.stat{padding:24px 22px;border:1px solid var(--line);border-radius:20px;background:linear-gradient(180deg,#fff,#f8fbfd)}
.stat strong{display:block;font-size:34px;line-height:1;color:var(--brand);letter-spacing:-.04em;margin-bottom:8px}
.stat span{font-size:14px;color:var(--muted);font-weight:700}
.benefit-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:26px 0}
.benefit{border:1px solid var(--line);border-radius:20px;padding:22px;background:#fff;display:grid;grid-template-columns:46px 1fr;gap:15px;align-items:start}
.benefit-icon{width:46px;height:46px;border-radius:15px;background:var(--green-soft);display:grid;place-items:center;color:var(--green);font-size:21px;font-weight:900}
.benefit h3{margin:0 0 5px;font-size:18px}
.benefit p{margin:0;color:var(--muted);font-size:15px}
.quote{margin:38px 0;background:#102b43;color:#fff;border-radius:26px;padding:32px clamp(24px,4vw,42px);position:relative;overflow:hidden}
.quote::after{content:"“";position:absolute;right:20px;top:-24px;font:900 150px Georgia,serif;color:rgba(255,255,255,.08)}
.quote p{font-size:21px;line-height:1.55;margin:0 0 12px;max-width:790px}
.quote small{color:#b9cede}
.process{counter-reset:step;display:grid;gap:14px;margin:26px 0}
.process-item{counter-increment:step;border:1px solid var(--line);border-radius:18px;padding:19px 20px;display:flex;gap:15px;align-items:flex-start;background:#fff}
.process-item::before{content:counter(step);width:34px;height:34px;flex:0 0 34px;border-radius:12px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:900}
.inline-cta{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:24px;border-radius:22px;background:linear-gradient(135deg,#eaf7ff,#eefaf1);border:1px solid #cfe8f5;margin:38px 0}
.inline-cta strong{font-size:20px}
.btn{border:0;border-radius:14px;padding:14px 20px;font-weight:850;display:inline-flex;align-items:center;justify-content:center;gap:9px;transition:.2s transform,.2s background,.2s box-shadow;text-decoration:none}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 10px 26px rgba(10,118,184,.25)}
.btn-primary:hover{background:var(--brand-dark)}
.btn-secondary{background:#edf3f6;color:#35536b}
.btn-ghost{background:transparent;color:var(--muted);padding-inline:8px}
.quiz-section{padding:28px 0 80px}
.quiz-wrap{background:#fff;border:1px solid var(--line);border-radius:30px;box-shadow:var(--shadow);overflow:hidden}
.quiz-head{padding:36px clamp(22px,5vw,56px) 26px;background:linear-gradient(135deg,#0d6ea6,#0b83bf);color:#fff}
.quiz-head-row{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}
.quiz-head h2{font-size:clamp(29px,4vw,46px);line-height:1.12;margin:0 0 8px;letter-spacing:-.035em}
.quiz-head p{margin:0;color:#dceef8}
.security-chip{white-space:nowrap;display:inline-flex;gap:7px;align-items:center;padding:8px 11px;border-radius:999px;background:rgba(255,255,255,.14);font-size:12px;font-weight:800}
.progress-meta{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-top:26px;font-size:13px;color:#dceef8;font-weight:700}
.quiz-progress{height:8px;background:rgba(255,255,255,.18);border-radius:999px;overflow:hidden;margin-top:9px}
.quiz-progress-bar{height:100%;width:33.333%;background:#fff;border-radius:inherit;transition:width .35s ease}
.quiz-body{padding:42px clamp(22px,5vw,56px) 30px;min-height:500px}
.quiz-step{display:none;animation:fadeUp .35s ease}
.quiz-step.active{display:block}
@keyframes fadeUp{from{opacity:0;transform:translateY(9px)}to{opacity:1;transform:none}}
.quiz-step h3{font-size:clamp(26px,3vw,38px);line-height:1.2;margin:0 0 8px;letter-spacing:-.025em}
.step-help{color:var(--muted);margin:0 0 28px}
.option-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.option{position:relative;width:100%;text-align:left;border:2px solid var(--line);background:#fff;border-radius:18px;padding:18px 18px 18px 54px;color:var(--ink);font-weight:800;min-height:66px;transition:.2s border,.2s background,.2s transform}
.option::before{content:"";position:absolute;left:18px;top:50%;translate:0 -50%;width:20px;height:20px;border:2px solid #a8bac7;border-radius:50%;background:#fff}
.option:hover{border-color:#9fcfe8;background:#f8fcff;transform:translateY(-1px)}
.option.selected{border-color:var(--brand);background:var(--brand-soft)}
.option.selected::before{border-color:var(--brand);box-shadow:inset 0 0 0 5px #fff;background:var(--brand)}
.option small{display:block;font-size:13px;font-weight:600;color:var(--muted);margin-top:2px}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.field{display:grid;gap:7px}
.field.full{grid-column:1/-1}
label{font-size:14px;font-weight:800;color:#38536a}
input{width:100%;border:2px solid var(--line);border-radius:14px;padding:14px 15px;color:var(--ink);background:#fff;outline:0;transition:.2s border,.2s box-shadow}
input:focus{border-color:var(--brand);box-shadow:0 0 0 4px rgba(10,118,184,.11)}
input[aria-invalid="true"]{border-color:var(--danger)}
.field-error{min-height:18px;color:var(--danger);font-size:12px}
.consent{display:grid;grid-template-columns:22px 1fr;gap:12px;align-items:start;margin-top:18px;color:var(--muted);font-size:13px}
.consent input{width:20px;height:20px;margin-top:2px;accent-color:var(--brand)}
.quiz-actions{display:flex;justify-content:space-between;gap:14px;padding:0 clamp(22px,5vw,56px) 38px}
.quiz-actions .btn{min-width:140px}
.quiz-status{display:none;text-align:center;padding:28px 20px 48px}
.quiz-status.active{display:block}
.spinner{width:46px;height:46px;border:4px solid #dcebf3;border-top-color:var(--brand);border-radius:50%;margin:0 auto 18px;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.success-mark{width:74px;height:74px;border-radius:50%;display:grid;place-items:center;margin:0 auto 20px;background:var(--green-soft);color:var(--green);font-size:36px;font-weight:900}
.success-box{max-width:650px;margin:auto;background:#f7fbfd;border:1px solid var(--line);border-radius:18px;padding:18px;color:#496276;font-size:14px}
.disclosure{margin-top:24px;color:var(--muted);font-size:13px;line-height:1.6}
.faq{padding:20px 0 80px}
.faq h2{font-size:clamp(30px,4vw,44px);letter-spacing:-.03em;text-align:center;margin:0 0 26px}
.faq-list{display:grid;gap:12px;max-width:900px;margin:auto}
details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0 20px;box-shadow:0 5px 18px rgba(21,59,88,.05)}
summary{list-style:none;cursor:pointer;padding:19px 38px 19px 0;font-weight:850;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:2px;top:50%;translate:0 -50%;font-size:24px;color:var(--brand)}
details[open] summary::after{content:"−"}
details p{margin:0 0 20px;color:var(--muted)}
.site-footer{background:#102b43;color:#c7dae7;padding:48px 0 100px}
.footer-grid{display:grid;grid-template-columns:1.35fr .65fr .65fr;gap:36px}
.footer-brand img{height:50px;filter:brightness(0) invert(1);opacity:.94}
.footer-brand p{max-width:500px;color:#aac2d2;font-size:14px}
.footer-title{font-size:14px;color:#fff;font-weight:900;text-transform:uppercase;letter-spacing:.06em;margin-bottom:12px}
.footer-links{display:grid;gap:8px}
.footer-links a{color:#c7dae7;font-size:14px}
.footer-company{margin-top:38px;padding-top:24px;border-top:1px solid rgba(255,255,255,.13);display:flex;justify-content:space-between;gap:24px;color:#96b2c5;font-size:13px}
.cookie-banner{position:fixed;left:20px;right:20px;bottom:20px;z-index:1000;max-width:980px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:0 22px 80px rgba(12,40,63,.25);padding:20px;display:none;align-items:center;gap:22px}
.cookie-banner.show{display:flex}
.cookie-copy{flex:1}
.cookie-copy strong{display:block;margin-bottom:4px}
.cookie-copy p{margin:0;color:var(--muted);font-size:13px}
.cookie-actions{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}
.mobile-cta{display:none;position:fixed;left:12px;right:12px;bottom:12px;z-index:700;box-shadow:0 14px 45px rgba(10,118,184,.35)}
.legal-main{padding:54px 0 90px}
.legal-card{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow-sm);padding:clamp(24px,5vw,62px)}
.legal-card h1{font-size:clamp(38px,5vw,58px);margin-top:0}
.legal-card h2{font-size:27px;margin:40px 0 12px;line-height:1.2}
.legal-card h3{font-size:20px;margin:26px 0 8px}
.legal-card p,.legal-card li{color:#405a70}
.legal-card ul{padding-left:20px}
.legal-nav{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:30px}
.legal-nav a{padding:8px 12px;border-radius:999px;background:#eef5f8;font-weight:700;font-size:13px}
.back-home{display:inline-flex;align-items:center;gap:8px;font-weight:800;margin-bottom:22px}
@media (max-width:860px){
  .article-inner{padding:36px 24px}.hero-visual{margin-inline:0}.stats{grid-template-columns:1fr}.benefit-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-company{flex-direction:column}.quiz-head-row{display:block}.security-chip{margin-top:14px}.option-grid{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.inline-cta{align-items:flex-start;flex-direction:column}.cookie-banner{align-items:flex-start;flex-direction:column}.cookie-actions{justify-content:flex-start}
}
@media (max-width:620px){
  .container{width:min(100% - 24px,1120px)}.top-note .container{min-height:34px}.header-row{min-height:66px}.logo img{height:40px}.header-meta>span:not(.country-pill){display:none}.article-shell{padding-top:18px}.article-card{border-radius:24px}.article-inner{padding:28px 18px}.kicker{font-size:11px}.lead{font-size:18px}.hero-caption{position:static;border-radius:0;background:#f2f8fb}.hero-visual{border-radius:18px}.article-copy{font-size:17px}.stats{gap:10px}.stat{padding:19px}.quote{border-radius:20px;padding:26px 20px}.quiz-section{padding-bottom:70px}.quiz-wrap{border-radius:22px}.quiz-head{padding:26px 20px 22px}.quiz-body{padding:30px 18px 24px;min-height:530px}.quiz-actions{padding:0 18px 30px}.quiz-actions .btn{min-width:0;flex:1}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}.cookie-banner{left:10px;right:10px;bottom:78px;padding:16px}.mobile-cta{display:flex}.site-footer{padding-bottom:130px}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation-duration:.001ms!important;transition-duration:.001ms!important}}